Judicial procedure

At ETI, you get comprehensive receivables management from a single source:

Pre-litigation collection → Judicial dunning proceedings → Enforcement → Long-term monitoring

If the pre-litigation collection process is unsuccessful, you decide on the next steps. We advise you, handle the implementation, and keep a close eye on your receivable.

Before any measures that incur costs are initiated, we’ll inform you of the recommended course of action.

We’d be happy to provide you with the terms and conditions that apply to you in advance.

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Through the judicial dunning procedure, your claim can be asserted and enforced in court without filing a lawsuit.

We will handle the judicial dunning procedure on your behalf and guide you through the process until an enforcement order is issued.

If the debtor files an objection or an appeal, thereby necessitating contentious court proceedings, we will inform you of your further options and coordinate the next steps with you.

If an enforcement order is in place, your claim can be enforced by compulsory means.

Once an enforcement order has been issued, we will assess which enforcement measures are appropriate in each case and discuss our recommendation with you.

These may include, for example, engaging a bailiff, obtaining an asset disclosure, gathering information from third parties, and garnishing bank accounts or wages/salaries.

Through asset disclosures and information from third parties, we obtain important details about the debtor’s financial situation and can take targeted enforcement measures.

If enforcement of a judgment-backed claim is initially unsuccessful, we will place it under our long-term monitoring.

There, we monitor relevant deadlines—such as the grace period following the submission of a statement of financial circumstances—and keep track of the debtor’s financial situation on your behalf.

If the debtor’s financial situation improves and this creates new opportunities for enforcement, we will take action again and engage a bailiff.

Your benefit: Pursuing your claim no longer involves any cost risk for you. We cover the costs of the enforcement measures we initiate. You’ll only be charged a commission if we’re successful, and only in the amount agreed upon in advance.